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What is a personal loan? A personal loan is defined as money loaned to individual borrowers by banks, credit unions, or private lenders. The money can be used for just about any purpose. Personal loans are paid out in a single lump sum, and often repaid over a number of years. Personal loans can be ...

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Advertiser Disclosure. Personal Loans Paying for Plastic Surgery: How to Borrow Smart. Friday, February 2, 2018. Editorial Note: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities prior to publication.