fixedwd.com is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans. fixedwd.com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan.
APRs depend on multiple factors, including the lender’s requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.
The APR on a short term loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
The APR on online personal loans can reach up to 1,386% depending on the lender’s terms, borrower’s residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors. Some states cap APR and the amounts of charges for online personal loan.
This website does not constitute an offer or solicitation to lend. fixedwd.com is not a lender and does not make loans or credit decisions.
fixedwd.com provides a connecting service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with.
fixedwd.com does not charge a service fee.
fixedwd.com does not control and is not responsible for the actions or inactions of any lender. fixedwd.com does not endorse any particular lender or loan product.
You are under no obligation to use the service, initiate contact, or request credit with any of the lenders. This service is not available in all states. The residents of Arkansas, New York, Vermont and West Virginia will not be able to use the service of the website.
Service availability and scope are subject to change without notice.